Home Companies FICO Thought Leadership Assessing the Risks: Different Credit Scoring Models and Impacts on the Mortgage Market

Back

No Feature content logo

Assessing the Risks: Different Credit Scoring Models and Impacts on the Mortgage Market

Posted by
Michael  

487 days ago

This independent research report shows why minimum scoring criteria adds reliability to a credit score and how removing it makes the credit score both less predictive and in the long run more costly for everyone. Kroll analyzed the credit failure rate over a two-year period across a data set of 40 million credit scores from individuals who had either a FICO Score or an alternative score in which FICO’s minimum scoring criteria are not used. 

Get Your Copy

Please fill out the required information.

First name is required.
Last name is required.
Business email is required. Invalid business email.
Job title is required.
Company name is required.