SIFMA Sources Marketplace - FICO

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About

Technology/Software & Services

Artificial Intelligence & Machine Learning

Credit Risk Management

Research

Data Analytics

Contacts

22 Contacts

Year Founded

1956

Headquarters

181 Metro Drive, Suite 700, San Jose, CA 95110, USA

Activity

Showing 13 records

S B

a Senior Manager

1 month ago

added featured article

The Path Forward for Fair Credit Scoring Competition

With changes underway at Fannie Mae and Freddie Mac, what could competition between credit score models mean for mortgage bankers?

By Julie May

S B

a Senior Manager

1 month ago

added featured article

FICO® Score 10T Decisively Beats VantageScore 4.0 on Predictability

An analysis by FICO data scientists has found that FICO Score 10T significantly outperforms VantageScore 4.0 in mortgage origination predictive power.

By Jim Wehmann

S B

a Senior Manager

1 month ago

added featured article

FICO® Score Credit Insights: Trends and intelligence for the credit economy

The FICO® Score Credit Insights report is a biannual publication designed to be the definitive source for credit score benchmarks and insights into the U.S. credit economy. Drawing from proprietary analytics of quarterly credit data and a FICO-sponsored consumer survey, this report delivers a comprehensive view of U.S. consumer credit health, awareness, and behaviors – both above and below the surface.

S B

a Senior Manager

1 month ago

added featured whitepaper

FICO® Score 10T Materially Outperforms VantageScore 4.0

New analysis proves FICO® Score 10T’s superior performance for homebuyers, mortgage lenders and investors. This white paper reveals how FICO® Score 10T – the company’s most predictive and inclusive credit scoring model to date – overwhelmingly outperforms VantageScore 4.0 in mortgage origination predictive power.

FICO® Score 10T overwhelmingly beats VantageScore 4.0 on predictability
Based on enhanced prediction, use of FICO® Score 10T rather than VantageScore 4.0 will drive significantly more loan approvals for prospective borrowers and lower costs for borrowers
VantageScore's comparison analysis used Truncated Data, creating an illusion of significant lift versus FICO

S B

a Senior Manager

1 month ago

edited a contact for

FICO

S B

a Senior Manager

1 month ago

added a category to the listing

FICO

T L

a Staff

5 months ago

added feature content

FICO Resilience Index: A New Tool for More Precise Lending, Risk Management and Housing Policy to a list, which is part of the listing

FICO

T L

a Staff

5 months ago

added feature content

Measuring consumer resilience to economic stress using the FICO® Resilience Index to a list, which is part of the listing

FICO

L M

1 year ago

added featured whitepaper

Assessing the Risks: Different Credit Scoring Models and Impacts on the Mortgage Market

This independent research report shows why minimum scoring criteria adds reliability to a credit score and how removing it makes the credit score both less predictive and in the long run more costly for everyone. Kroll analyzed the credit failure rate over a two-year period across a data set of 40 million credit scores from individuals who had either a FICO Score or an alternative score in which FICO’s minimum scoring criteria are not used.

M S

a Director

1 year ago

added featured whitepaper

Measuring consumer resilience to economic stress using the FICO® Resilience Index

FICO - FICO Scores are designed to rank-order the expected future payment performance of consumers’ credit obligations based on their observable credit bureau attributes, irrespective of the economic environment. Lenders may calibrate FICO Scores based on their own loan portfolios’ recent performance to predict the odds of satisfactory payment performance. However, disruptions to the economic environment can change these repayment odds in a way that differs from a lender’s calibrated estimates, leading to discrepancies between predicted and actual future default odds, and therefore to sub-optimal decisions and analysis results. Such disruptions reveal “latent risks” across portfolios that only manifest themselves during periods of economic stress. Read the white paper to learn more.

Authored by: FICO

M S

a Director

1 year ago

added featured whitepaper

FICO® Score 10 and FICO® Score 10 T Model Performance Assessment

FICO - Prospective borrowers will receive an improved chance of loan approval with FICO’s newest scores. The study also explains how trended data will help some borrowers qualify for more favorable terms and shows how, even with the improvements offered by the newer models, Classic FICO® Score continues to offer a reliable baseline assessment of credit risk.

Authored by: Milliman

M S

a Director

1 year ago

added featured whitepaper

FICO Resilience Index: A New Tool for More Precise Lending, Risk Management and Housing Policy

FICO - We examine eight use cases for FICO Resilience Index within the home mortgage industry. From capital planning to risk management to housing policy, the additional information provided by the index helps the industry improve their analytics to create more finely targeted strategies. Read the paper to learn more.

Authored by: Tom Parrent

M S

a Director

1 year ago

added featured whitepaper

Understanding the Risks of Multiple Credit Scores in Mortgage Lending

FICO - Competition among credit score providers is heating up, with increased focus by regulators on expanding equitable access to credit for consumers with little or no credit experience. Dr. Clifford Rossi presents an empirical analysis of how to assess alternative credit scores and understand their impact on credit risk, profitability and efforts to expand credit to previously unscorable consumers.

Authored by: Dr. Clifford Rossi, Chesapeake Risk Advisors, LLC

FICO

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S B

The Path Forward for Fair Credit Scoring Competition

S B

FICO® Score 10T Decisively Beats VantageScore 4.0 on Predictability

S B

FICO® Score Credit Insights: Trends and intelligence for the credit economy

S B

FICO® Score 10T Materially Outperforms VantageScore 4.0

S B

S B

T L

T L

L M

Assessing the Risks: Different Credit Scoring Models and Impacts on the Mortgage Market

M S

Measuring consumer resilience to economic stress using the FICO® Resilience Index

M S

FICO® Score 10 and FICO® Score 10 T Model Performance Assessment

M S

FICO Resilience Index: A New Tool for More Precise Lending, Risk Management and Housing Policy

M S

Understanding the Risks of Multiple Credit Scores in Mortgage Lending

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Most Recent

S B

The Path Forward for Fair Credit Scoring Competition

S B

FICO® Score 10T Decisively Beats VantageScore 4.0 on Predictability

S B

FICO® Score Credit Insights: Trends and intelligence for the credit economy

S B

FICO® Score 10T Materially Outperforms VantageScore 4.0

S B

S B

T L

T L

L M

Assessing the Risks: Different Credit Scoring Models and Impacts on the Mortgage Market

M S

Measuring consumer resilience to economic stress using the FICO® Resilience Index

M S

FICO® Score 10 and FICO® Score 10 T Model Performance Assessment

M S

FICO Resilience Index: A New Tool for More Precise Lending, Risk Management and Housing Policy

M S

Understanding the Risks of Multiple Credit Scores in Mortgage Lending

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