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Year Founded

1956

Headquarters

181 Metro Drive, Suite 700, San Jose, CA 95110, USA

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FICO

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The FICO® Score is the Industry Standard for Credit Risk Assessment 

FICO® is the global analytics software leader behind the FICO® Score, used by 90% of top U.S. lenders and trusted across over 40 countries. As the most widely used broad-based credit score, it plays a critical role in billions of decisions each year across the credit ecosystem, helping lenders make accurate, reliable, and fast credit risk decisions by rank-ordering consumers by how likely they are to pay their credit obligations as agreed.

Founded in 1956 as a pioneer in predictive analytics and data science, FICO continues to innovate with solutions like FICO® Score 10T, which helps mortgage lenders expand approval rates by up to 5% without incremental risk. Beyond credit scoring, FICO's advanced analytics protect over 4 billion payment cards from fraud and enhance operations for businesses across financial services, insurance, telecommunications, healthcare, and retail in more than 80 countries. 

The FICO® Score is the Industry Standard for Credit Risk Assessment 

FICO® is the global analytics software leader behind the FICO® Score, used by 90% of top U.S. lenders and trusted across over 40 countries. As the most widely used broad-based credit score, it plays a critical role in billions of decisions each year across the credit ecosystem, helping lenders make accurate, reliable, and fast credit risk decisions by rank-ordering consumers by how likely they are to pay their credit obligations as agreed.

Founded in 1956 as a pioneer in predictive analytics and data science, FICO continues to innovate with solutions like FICO® Score 10T, which helps mortgage lenders expand approval rates by up to 5% without incremental risk. Beyond credit scoring, FICO's advanced analytics protect over 4 billion payment cards from fraud and enhance operations for businesses across financial services, insurance, telecommunications, healthcare, and retail in more than 80 countries. 

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181 Metro Drive, Suite 700, San Jose, CA 95110, USA

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Minneapolis

901 Marquette Ave, Ste 3200, Minneapolis, MN 55402-3232, USA

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North Carolina

Charlotte, NC, USA

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San Rafael Location

200 Smith Ranch Rd, San Rafael, CA 94903-5551, USA