The FICO^® Score is the Industry Standard for Credit Risk Assessment 

FICO® is the global analytics software leader behind the FICO® Score, used by 90% of top U.S. lenders and trusted across over 40 countries. As the most widely used broad-based credit score, it plays a critical role in billions of decisions each year across the credit ecosystem, helping lenders make accurate, reliable, and fast credit risk decisions by rank-ordering consumers by how likely they are to pay their credit obligations as agreed.

Founded in 1956 as a pioneer in predictive analytics and data science, FICO continues to innovate with solutions like FICO® Score 10T, which helps mortgage lenders expand approval rates by up to 5% without incremental risk. Beyond credit scoring, FICO's advanced analytics protect over 4 billion payment cards from fraud and enhance operations for businesses across financial services, insurance, telecommunications, healthcare, and retail in more than 80 countries.